Côte d'Ivoire payout

Payment Account Types

The supported payment account type in Côte d'Ivoire is:

  • MOBILE_MONEY

Mobile Money

The supported mobile money operators in Côte d'Ivoire are:

  • MTN
  • ORANGE
  • MOOV

Decimal Requirements

Payment Account TypeDecimals Allowed
MOBILE_MONEY (MTN)0
MOBILE_MONEY (ORANGE)0
MOBILE_MONEY (MOOV)0

Transaction Limits

Payment Account TypeMinimum Amount (XOF)Maximum Amount (XOF)
MOBILE_MONEY (MTN)2,0001,500,000
MOBILE_MONEY (ORANGE)2,0001,500,000
MOBILE_MONEY (MOOV)2,0001,500,000

Compliance Requirements

FieldRequirements
purposeRequired (please refer to the list of allowed values in Create Payout)
source_of_fundsRequired (please refer to the list of allowed values in Create Payout)
sender.typeRequired
sender.nameRequired
sender.address.line_1Required
sender.address.cityRequired
sender.address.postal_codeRequired
sender.address.countryRequired
sender.contact.mobile_numberRequired
sender.individual.dobRequired (with type INDIVIDUAL)
sender.individual.identity_document.typeRequired (with type INDIVIDUAL)
sender.individual.identity_document.countryRequired (with type INDIVIDUAL)
sender.individual.identity_document.numberRequired (with type INDIVIDUAL)
sender.individual.identity_document.expires_onRequired (with type INDIVIDUAL)
sender.business.registration.numberRequired (with type BUSINESS)
sender.business.registration.address.countryRequired (with type BUSINESS)

Important Update: Côte d'Ivoire Compliance Requirements

In line with regulatory requirements in Côte d'Ivoire, additional sender compliance information must be collected for payout transactions.

The new compliance fields include:

  • source_of_funds
  • sender.contact.mobile_number
  • sender.business.registration.number (for BUSINESS senders)
  • sender.business.registration.address.country (for BUSINESS senders)

These requirements will become mandatory starting from 01.08.2026.

We recommend all partners update their integrations ahead of time to ensure uninterrupted payout processing and regulatory compliance.

Sample Payload

The samples below are specific to Côte d'Ivoire and based on the local regulations.

For a more comprehensive list of fields, see the Create Payout resource.

Send to MOBILE_MONEY

{
  "amount": {
    "currency": "XOF",
    "value": "10000"
  },
  "payment_account": {
    "type": "MOBILE_MONEY",
    "country": "CI",
    "holder": {
      "type": "INDIVIDUAL",
      "name": "Kouassi Yao"
    },
    "mobile_money": {
      "operator": "MTN",
      "number": "+2250102030405"
    }
  },
  "purpose": "REMITTANCE",
  "source_of_funds": "SALARY",
  "sender": {
    "type": "INDIVIDUAL",
    "name": "Mario Rossi",
    "address": {
      "line_1": "Piazza del Colosseo",
      "line_2": "1",
      "line_3": "",
      "city": "Roma",
      "postal_code": "00184",
      "country": "IT"
    },
    "individual": {
      "dob": "1985-06-15",
      "identity_document": {
        "type": "PASSPORT",
        "country": "IT",
        "number": "YA0000000",
        "expires_on": "2030-01-01"
      }
    },
    "contact": {
      "mobile_number": "+393123456789"
    }
  }
}

Send to MOBILE_MONEY (BUSINESS Sender)

{
  "amount": {
    "currency": "XOF",
    "value": "250000"
  },
  "payment_account": {
    "type": "MOBILE_MONEY",
    "country": "CI",
    "holder": {
      "type": "BUSINESS",
      "name": "Acme Trading"
    },
    "mobile_money": {
      "operator": "MTN",
      "number": "+2250102030406"
    }
  },
  "purpose": "SERVICES_PAYMENT",
  "source_of_funds": "BUSINESS_INCOME",
  "sender": {
    "type": "BUSINESS",
    "name": "Rossi Import Export SRL",
    "address": {
      "line_1": "Via Roma 10",
      "line_2": "1",
      "line_3": "",
      "city": "Milano",
      "postal_code": "20121",
      "country": "IT"
    },
    "business": {
      "registration": {
        "number": "IT12345678901",
        "address": {
          "country": "IT"
        }
      }
    },
    "contact": {
      "mobile_number": "+393123456789"
    }
  }
}