Cameroon payout

Payment Account Types

The supported payment account type in Cameroon is:

MOBILE_MONEY

Mobile Money

The supported mobile money operators in Cameroon are:

MTN
ORANGE

Decimal Requirements

Payment Account Type	Decimals Allowed
MOBILE_MONEY (MTN)	0
MOBILE_MONEY (ORANGE)	0

Transaction Limits

Payment Account Type	Minimum Amount (XAF)	Maximum Amount (XAF)
MOBILE_MONEY (MTN)	500	500,000
MOBILE_MONEY (ORANGE)	500	400,000

Compliance Requirements

Field	Requirements
purpose	Required (please refer to the list of allowed values in Create Payout)
source_of_funds	Required (please refer to the list of allowed values in Create Payout)
sender.type	Required
sender.name	Required
sender.address.line_1	Required
sender.address.city	Required
sender.address.postal_code	Required
sender.address.country	Required
sender.contact.mobile_number	Required
sender.individual.dob	Required (with type `INDIVIDUAL`)
sender.individual.gender	Required (with type `INDIVIDUAL`) (please refer to the list of allowed values in Create Payout)
sender.individual.identity_document.type	Required (with type `INDIVIDUAL`)
sender.individual.identity_document.country	Required (with type `INDIVIDUAL`)
sender.individual.identity_document.number	Required (with type `INDIVIDUAL`)
sender.individual.identity_document.expires_on	Required (with type `INDIVIDUAL`)
sender.business.registration.number	Required (with type `BUSINESS`)
sender.business.registration.address.country	Required (with type `BUSINESS`)

Important Update: Cameroon Compliance Requirements

In line with regulatory requirements in Cameroon, additional sender compliance information must be collected for payout transactions.

The new compliance fields include:

source_of_funds

sender.individual.gender

sender.contact.mobile_number

sender.business.registration.number (for BUSINESS senders)

sender.business.registration.address.country (for BUSINESS senders)

These requirements will become mandatory starting from 01.08.2026.

We recommend all partners update their integrations ahead of time to ensure uninterrupted payout processing and regulatory compliance.

Sample Payload

The samples below are specific to Cameroon and based on the local regulations.

For a more comprehensive list of fields, see the Create Payout resource.

Send to MOBILE_MONEY

{
  "amount": {
    "currency": "XAF",
    "value": "15000"
  },
  "payment_account": {
    "type": "MOBILE_MONEY",
    "country": "CM",
    "holder": {
      "type": "INDIVIDUAL",
      "name": "Jean Mbappe"
    },
    "mobile_money": {
      "operator": "MTN",
      "number": "+237671234567"
    }
  },
  "purpose": "REMITTANCE",
  "source_of_funds": "SALARY",
  "sender": {
    "type": "INDIVIDUAL",
    "name": "Mario Rossi",
    "address": {
      "line_1": "Piazza del Colosseo",
      "line_2": "1",
      "line_3": "",
      "city": "Roma",
      "postal_code": "00184",
      "country": "IT"
    },
    "individual": {
      "gender": "MALE",
      "dob": "1985-06-15",
      "identity_document": {
        "type": "PASSPORT",
        "country": "IT",
        "number": "YA0000000",
        "expires_on": "2030-01-01"
      }
    },
    "contact": {
      "mobile_number": "+393123456789"
    }
  }
}

Send to MOBILE_MONEY (BUSINESS Sender)

{
  "amount": {
    "currency": "XAF",
    "value": "250000"
  },
  "payment_account": {
    "type": "MOBILE_MONEY",
    "country": "CM",
    "holder": {
      "type": "BUSINESS",
      "name": "Acme Trading"
    },
    "mobile_money": {
      "operator": "MTN",
      "number": "+237671234568"
    }
  },
  "purpose": "SERVICES_PAYMENT",
  "source_of_funds": "BUSINESS_INCOME",
  "sender": {
    "type": "BUSINESS",
    "name": "Rossi Import Export SRL",
    "address": {
      "line_1": "Via Roma 10",
      "line_2": "1",
      "line_3": "",
      "city": "Milano",
      "postal_code": "20121",
      "country": "IT"
    },
    "business": {
      "registration": {
        "number": "IT12345678901",
        "address": {
          "country": "IT"
        }
      }
    },
    "contact": {
      "mobile_number": "+393123456789"
    }
  }
}